/* =============================================================================
   3A FINANCEMENT — LAYOUT (utility bar, header, footer, sticky CTA)
   ============================================================================= */

/* ============================================
   UTILITY BAR
   ============================================ */
.utility-bar {
  background: var(--c-ink);
  color: rgba(255,255,255,0.85);
  font-size: var(--fs-xs);
  letter-spacing: 0.03em;
  padding: 0.55rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.utility-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}
.utility-meta {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-wrap: wrap;
}
.utility-sep { opacity: 0.4; }
.utility-contact { display: flex; align-items: center; gap: 1rem; }
.utility-phone {
  color: var(--c-gold-light);
  font-weight: 500;
  letter-spacing: 0.02em;
  text-decoration: none;
}
.utility-phone:hover { color: var(--c-white); }

@media (max-width: 768px) {
  .utility-bar { font-size: 0.68rem; }
  .utility-meta span:nth-child(n+4) { display: none; }
}

/* ============================================
   SITE HEADER (navigation)
   ============================================ */
.site-header {
  background: var(--c-white);
  position: sticky;
  top: 0;
  z-index: var(--z-header);
  border-bottom: 1px solid var(--c-line-soft);
  transition: box-shadow var(--t-normal);
}
.site-header.is-scrolled {
  box-shadow: var(--shadow-sm);
}
.site-header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.25rem 1.5rem;
  gap: 1.5rem;
}

/* Logo */
.site-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
  flex-shrink: 0;
}
.site-logo-img {
  height: 150px;
  width: auto;
  display: block;
  mix-blend-mode: multiply;
  object-fit: contain;
}

/* Nav */
.site-nav { display: flex; align-items: center; }
.nav-list {
  display: flex;
  gap: 1.1rem;
  align-items: center;
}
.nav-list a {
  color: var(--c-ink-soft);
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: 0.01em;
  padding: 0.3rem 0;
  border-bottom: 2px solid transparent;
  transition: color var(--t-fast), border-color var(--t-fast);
  text-decoration: none;
  white-space: nowrap;
}
.nav-list a:hover,
.nav-list a.is-active {
  color: var(--c-brand);
  border-bottom-color: var(--c-gold);
}

/* Burger mobile */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.4rem;
  width: 40px;
  height: 40px;
  position: relative;
}
.nav-toggle span {
  display: block;
  position: absolute;
  left: 10px;
  right: 10px;
  height: 2px;
  background: var(--c-ink);
  transition: transform var(--t-fast), opacity var(--t-fast), top var(--t-fast);
}
.nav-toggle span:nth-child(1) { top: 14px; }
.nav-toggle span:nth-child(2) { top: 20px; }
.nav-toggle span:nth-child(3) { top: 26px; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { top: 20px; transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { top: 20px; transform: rotate(-45deg); }

/* Header CTA */
.header-cta .btn-sm {
  padding: 0.55rem 1.1rem;
  font-size: 0.85rem;
}

/* === Responsive nav === */
@media (max-width: 1024px) {
  .nav-list { gap: 1.2rem; }
  .nav-list a { font-size: 0.88rem; }
}
@media (max-width: 900px) {
  .nav-toggle { display: block; }
  .nav-list {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    background: var(--c-white);
    padding: 1rem 1.5rem 1.5rem;
    gap: 0;
    border-top: 1px solid var(--c-line-soft);
    box-shadow: var(--shadow-md);
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--t-normal) ease;
  }
  .nav-toggle[aria-expanded="true"] + .nav-list {
    max-height: 500px;
  }
  .nav-list li {
    width: 100%;
    border-bottom: 1px solid var(--c-line-soft);
  }
  .nav-list li:last-child { border-bottom: none; }
  .nav-list a {
    display: block;
    padding: 0.9rem 0;
    border-bottom: none;
  }
  .header-cta { display: none; }
}

/* ============================================
   SITE FOOTER
   ============================================ */
.site-footer {
  background: var(--c-ink);
  color: rgba(255,255,255,0.72);
  padding: var(--sp-8) 0 var(--sp-5);
  margin-top: var(--sp-9);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
  gap: 3rem;
  margin-bottom: var(--sp-7);
}
@media (max-width: 900px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
}
@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
}

.footer-logo {
  display: flex;
  align-items: baseline;
  gap: 0.6rem;
  margin-bottom: 1rem;
}
.footer-logo .logo-mark { color: var(--c-white); }
.footer-logo .logo-slash { color: var(--c-gold); }
.footer-logo .logo-word { color: rgba(255,255,255,0.6); }

.footer-tagline {
  color: rgba(255,255,255,0.6);
  font-style: italic;
  font-size: 0.9rem;
  margin-bottom: 1.2rem;
  line-height: 1.55;
}
.footer-address {
  font-style: normal;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
}
.footer-address a {
  color: var(--c-gold-light);
  text-decoration: none;
}
.footer-address a:hover { color: var(--c-white); }

.footer-col h4 {
  color: var(--c-white);
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}
.footer-col ul li {
  margin-bottom: 0.55rem;
}
.footer-col a {
  color: rgba(255,255,255,0.65);
  font-size: 0.88rem;
  text-decoration: none;
  transition: color var(--t-fast);
}
.footer-col a:hover { color: var(--c-gold-light); }

.footer-legal {
  padding-top: var(--sp-5);
  border-top: 1px solid rgba(255,255,255,0.1);
}
.footer-regulatory {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  margin-bottom: 0.8rem;
}
.footer-regulatory strong { color: rgba(255,255,255,0.75); }
.footer-copyright {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  letter-spacing: 0.03em;
}

/* ============================================
   STICKY CTA MOBILE
   ============================================ */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: var(--z-sticky);
  background: var(--c-white);
  border-top: 1px solid var(--c-line);
  box-shadow: 0 -6px 20px rgba(10,22,40,0.08);
  padding: 0.75rem;
  gap: 0.6rem;
}
@media (max-width: 768px) {
  .sticky-cta { display: flex; }
  body { padding-bottom: 72px; } /* compense hauteur CTA */
}
.sticky-cta-btn {
  flex: 1;
  text-align: center;
  padding: 0.85rem 1rem;
  border-radius: var(--r-xs);
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-decoration: none;
  transition: background var(--t-fast), transform var(--t-fast);
}
.sticky-cta-tel {
  background: var(--c-brand-soft);
  color: var(--c-brand);
}
.sticky-cta-tel:hover { background: var(--c-brand); color: var(--c-white); }
.sticky-cta-rdv {
  background: var(--c-ink);
  color: var(--c-white);
}
.sticky-cta-rdv:hover { background: var(--c-brand); }